Privacy Policy

UPKAAR Social Welfare Foundation · Android application (com.upkaar.mobile)

Last updated: 8 September 2026

This policy explains what the UPKAAR Android application does with personal information. It covers the app only. It is written to be read by the people who use it — agents who collect deposits, and account holders who make them.

In short. The app is a window onto records UPKAAR Social Welfare Foundation already keeps. It shows you your own accounts, deposits and details, and lets you correct your own contact details. It does not advertise, does not track you, and sends nothing to any company other than UPKAAR.

1. Who is responsible

UPKAAR Social Welfare Foundation is the data controller for the information described here. Contact details are at the foot of this page.

2. What the app handles

Information you already gave the Foundation

The app displays, and in some cases lets you correct, membership records the Foundation already holds:

Category	Fields
Identity and contact	Name, father's or husband's name, mobile number, WhatsApp number, email address, postal address, village or town, district, state, PIN code, date of birth, gender, nationality, occupation, marital status
Membership (KYC)	Membership type, which identity documents were produced, the type of photo ID and the last four digits only of that ID number, and an Aadhaar/UID number where the Foundation already holds one
Emergency contact	Name, relationship, mobile number and address of a person you nominate
Financial	Account numbers, savings plan, monthly instalment, deposits recorded, maturity date, and — for agents — commission earned and paid

Information the app creates

Sign-in session. When you sign in, the app stores a sign-in token, its expiry, your login ID, member code, name, role and the server address on your own phone. This is what keeps you signed in. It is removed when you sign out.
Deposit records. When an agent records a deposit, that deposit is sent to the Foundation's server and becomes part of the account's history.

The camera

The app can read the barcode printed on a passbook so an account number does not have to be typed. The camera is used only while that screen is open, the image is decoded on your phone and is never stored and never transmitted. Only the number read from the barcode is used, and only to look up an account. Refusing the camera permission does not stop you using the app — the number can always be typed instead.

3. What the app does not do

It shows no advertising.
It contains no analytics or tracking, and builds no profile of you.
It does not read your contacts, messages, call log, photos, files or precise location.
It does not sell or rent personal information to anybody, and does not share it with advertisers or data brokers.

4. Where information goes

The app communicates only with the Foundation's own server at https://uapi.uswf.in, over an encrypted HTTPS connection. Nothing is sent anywhere else. Information is stored on the Foundation's systems in India and is used to operate its savings and welfare schemes and to meet the record-keeping obligations that apply to them.

It may be disclosed to auditors, professional advisers, or a public authority where the law requires it. It is not disclosed for any other purpose.

5. How long it is kept

Membership and deposit records are kept for as long as the account is open, and afterwards for as long as accounting and regulatory rules require. The sign-in token on your phone expires automatically and is deleted when you sign out or uninstall the app.

6. Your choices and your rights

Correct your details. Agents and account holders can update their own contact and KYC details in the app, under My profile or Edit my details.
What you cannot change in the app. Your agent code, the agent attached to your account, your instalment, your plan and commission percentages are set by the Foundation's office, because they determine money. Ask the office to change these.
Ask for a copy, or for deletion. Write to the Foundation using the contact details below. Note that records required for accounting or regulatory purposes cannot always be deleted while an account is active; where that applies, we will tell you why.
Withdraw the camera permission at any time in Android Settings. The app continues to work.

7. Accounts and deletion

Accounts are created by the Foundation's office, not inside the app — there is no way to register from the app. To close a membership account, or to ask for the personal information held about you to be deleted, contact the Foundation at the address below. Requests are answered within 30 days.

8. Children

The app is intended for use by the Foundation's agents and adult account holders. It is not directed at children and is not designed for their use.

9. Security

Traffic between the app and the Foundation's server is encrypted with HTTPS, and the released app refuses unencrypted connections. Access is controlled by a sign-in that expires, and each person sees only their own records: an account holder sees their own account, and an agent sees only the accounts and team members assigned to them.

10. Changes to this policy

If this policy changes, the date at the top of this page changes with it. Material changes will be notified through the app or by the Foundation directly.

11. Contact

Questions about this policy, requests for a copy of your information, or requests for deletion:

Organisation	UPKAAR Social Welfare Foundation
Email	info@upkaarfoundation.org
Telephone	+91 98765 43210
Postal address	Gorakhpur, Uttar Pradesh
Website	https://uswf.in

UPKAAR Social Welfare Foundation · https://uswf.in
This policy applies to the Android application com.upkaar.mobile.